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Your Personal Financial Doctor

Get a real second opinion on your money decisions. Dr. Money examines all your accounts, diagnoses your financial health, and prescribes exactly what you can afford. No guessing, no regrets.

See What It Solves
Dr

Dr. Money

Online now

Dr
Hi! I've examined your spending patterns this month. I noticed you're doing well with your budget, but your emergency fund could use attention. Want me to diagnose a savings plan?
You
Yes, and can you check if I can afford dinner out tonight?
Dr
After examining all accounts: You have $127 available for discretionary spending this week. Dinner out ($40-60) is perfectly healthy. For emergency fund, I prescribe $180/month starting next week. Should I set that up?
Dr. Money is typing...

The Problems We Actually Solve

Real financial stress that keeps people up at night

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Making Big Decisions Without Full Context

You want to make a major purchase but can't see the full picture. Between hidden costs, existing commitments, and future expenses, the real math is impossible to do in your head.

Most people underestimate purchase costs by 25-40%
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No Financial Second Opinion

Your money is scattered across multiple accounts and apps. You need an expert perspective but have to manually piece together your complete financial picture.

Average person uses 5+ financial accounts without unified view
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Reactive Financial Management

You make money decisions when you feel optimistic, then discover problems later. No real-time diagnosis means expensive mistakes and missed opportunities.

69% make financial decisions without comprehensive analysis

How Dr. Money Diagnoses Your Finances

Real examination, accurate diagnosis, personalized prescriptions

Live Example Tuesday, 2:47 PM
Dr
I've been examining your accounts. You mentioned wanting to build an emergency fund. Based on your income and expenses, I can diagnose exactly how much you should save monthly. Want me to run the numbers?
You
Yes, and can you check if I can afford a weekend trip to Portland next month?
Dr
After examining all your accounts: Emergency fund prescription is $320/month for 6-month coverage. For Portland trip, you have $680 available after bills and savings goals. Trip budget $400-500 is healthy. Should I prescribe the savings plan?
✓ Prescribed: $320/month auto-transfer to emergency fund • $450 allocated for Portland trip

Try Talking to Dr. Money

Ask Dr. Money for a financial second opinion on any decision - major purchases, spending plans, or daily questions

Dr
Hi! I'm Dr. Money, your financial doctor. Ask me anything like "Should I take this vacation?" or "How much did I spend last month?" I'll examine all your accounts and give you a complete diagnosis.

What Dr. Money Actually Does

Examines, diagnoses, and prescribes financial solutions like a real doctor

"Should I take this vacation?"
Complete financial examination

Comprehensive Financial Diagnosis

Ask any money question and get a real second opinion. Dr. Money examines all your accounts, forecasts hidden costs, and prescribes what you can actually afford.

Automated Financial Treatment

Dr. Money prescribes and executes the optimal payment schedule for your financial health. Automatically handles credit cards, rent, debts, and loans.

📍 Target detected
Dr. Money prescribes Chase card

Location-Based Prescriptions

Geo-fencing technology detects where you shop. Dr. Money instantly diagnoses and prescribes the optimal card for maximum rewards and financial health.

Real Stories from Real People

How Dr. Money helped people get their finances together

SJ
"I was paying late fees every month because I'd forget when bills were due. Dr. Money started auto-paying everything and caught a $89 overdraft fee before it happened. Saved me $400+ last year just on fees."
Impact: Went from $400/year in fees to $0 in fees
MR
"I always wondered where my money went. Dr. Money showed me I was spending $340/month on food delivery. Not judging, just facts. I cut it to $150 and saved $2,300 in a year."
Impact: Built $2,300 emergency fund by tracking spending
AL
"Dr. Money warned me three weeks before I would overdraft. I was planning a vacation and didn't realize my bills would hit while I was gone. It automatically moved money from savings to cover everything."
Impact: Avoided $175 in overdraft fees and a ruined vacation

For Financial Institutions

Bring Dr. Money's diagnostic AI to your customers through our API and white-label solutions

API

Financial Diagnosis API

Integrate Dr. Money's comprehensive analysis engine into your existing app. Give customers instant financial second opinions and affordability assessments.

  • Real-time account analysis across institutions
  • Purchase affordability calculations
  • Cash flow predictions and warnings
  • RESTful API with 99.9% uptime
WL

White-Label Solution

Deploy Dr. Money's complete AI financial doctor experience under your brand. Full customization and seamless integration with your services.

  • Branded AI financial assistant
  • Custom integration with your products
  • Automated payment and billing features
  • Advanced analytics dashboard
AI

Enterprise AI Engine

License our core financial diagnostic algorithms for banks, credit unions, and fintech companies. Enhance customer experience with intelligent financial guidance.

  • Machine learning models for financial health scoring
  • Predictive analytics for customer retention
  • Regulatory-compliant financial advice engine
  • Custom model training on your data

Ready to enhance your customer experience?

Schedule a demo to see how Dr. Money's AI can integrate with your platform

Product Roadmap

The future of AI-powered financial health

Core Financial Doctor - Q1 2025

AI-powered financial diagnosis, comprehensive account analysis, automated payments, and geo-location prescriptions.

✓ Live

Advanced Predictive Health - Q2 2025

Enhanced cash flow predictions, investment health diagnostics, and proactive financial wellness alerts up to 3 months ahead.

🔧 In Development

Family Financial Practice - Q3 2025

Multi-member financial health management, shared goals tracking, and coordinated household financial prescriptions.

📋 Planned

Investment Health Specialist - Q4 2025

Portfolio health diagnosis, retirement planning prescriptions, and AI-driven investment recommendations based on financial wellness.

🎯 Research

Global Financial Health - Q1 2026

International banking support, multi-currency diagnosis, and cross-border financial health management.

🌍 Vision

Simple Pricing

Most people save more than this in late fees alone

Free to Start
Core financial diagnosis free forever. Premium features available for deeper analysis.
  • Basic Dr. Money conversations and diagnoses
  • Simple affordability checks ("Can I afford this?")
  • Bill tracking and payment reminders
  • Emergency fund planning

Dr. Money Pro - $8/month

  • Comprehensive purchase analysis (cars, houses, major decisions)
  • Automated payments for all bills and debts
  • Advanced cash flow predictions and warnings
  • Geo-location smart card recommendations
  • Credit optimization and monitoring
  • No ads, priority support

No credit card required. Upgrade anytime.

Get in Touch

Questions about Dr. Money? Want to discuss partnerships? We'd love to hear from you.

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Business Partnerships

API integrations, white-label solutions, and enterprise partnerships

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General Inquiries

Questions about features, pricing, or how Dr. Money works

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Direct Contact

info@thedoctormoney.com